Find the best CD rates by comparing national and local rates. A Certificate of Deposit is a type of savings account that has a set interest rate and withdrawal date. Typically, CD interest rates.

Rates for these CDs, however, tend to be lower than those tied to fixed-rate CDs. When reviewing CD rates, pay close attention to the annual percentage yield APY.

provides a FREE cd calculator and other certificate of deposit calculators to help consumers make CD investing decisions.

Choosing the right CD and funding your retirement call for rigorous planning and lots of number crunching. Bankrate's investing and CD calculators can help you nail your investing goals.

Use 's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity.

Best jumbo CD rates — December 2019 Here are the top nationally available rates for jumbo CDs. Compare these offers, then calculate how much interest you could earn when your CD comes due.

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CD rates can be helpful, but it's not the only place to look when shopping for CDs. Ally Bank reveals other important factors and offers APYs that are consistently among the most competitive available in the country.

Bankrate has answers. Our experts have been helping you master your money for four decades. Our experts have been helping you master your money for four decades.

An advantage to brokered CDs is that there is exposure to a wide variety of CDs instead of just the CDs offered by individual banks. Alternatives to CDs Paying Off Debt —Especially for high-interest debt, paying off existing debt is a great alternative to CDs because it is essentially a guaranteed rate of return, compared to any further investment.